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Banking Awareness Model Paper

1. Who is the Chairman of NABARD (National Bank of Agricutlure and Rural Development)?
a) Dr. Harsh Kumar Bhanwala
b) Mrs. V.R.Iyer
c) HR Kamath
d) B Bhattacharya
e) R Rajendran

2. For recovery of NPA from the defaulted borrowers, SARFAESI Act 2002, is implemented. What does the letter 'S' stands for in SARFAESI?
a) Social
b) Security
c) Seasonal
d) Stamp
e) Systematic

3. Bank holidays under Sec.25 of N.I Act are declared by ?
a) Reserve Bank of India (RBI)
b) State govt. for the respect state
c) Central govt.
d) LHO
e) Prime Minister

4. One rupee coin issued under ---------- Act?
a) Coinage Act 1906
b) RBI
c) BR
d) All of the above
e) None of these

5. Clean Note Policy has been introduced as per ?
a) Banking Regulation Act
b) RBI Act
c) SBI Act
d) PNB Act
e) None of the above

6. Which of the following types of accounts are known as "Demat Accounts"?

a) Zero Balance Accounts
b) Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there
c) Accounts in which shares of various companies are traded in electronic form
d) Accounts which are operated through internet banking facility
e) None of the above
Ans: (c)

7. Mortgage is a _______

a) Security on movable property for a loan
b) Security on immovable property for a loan
c) Concession on immovable property
d) Facility on immovable property
e) Security on loan sanctioned against fixed deposits
Ans: (b)

8. ----------- assumed charges as the minister of State for Micro, Small & Medium Enterprises (MSME) on 11th November 2014.

a) Gopal Singh
b) Veerabhadra Singh
c) Manoj Tiwari
d) Giriraj Singh
e) Raju Bhai Gandhi
Ans: (d)

9. Identify the well known person related to Banking field in India from the following?

a) Mrs. Meira Kumar
b) Mrs. Kiran Shaw
c) Mr. Arun Jaitely
d) Dr. D Subbarao
e) All of the above
Ans: (d)

10. Currency notes deposited in the currency chest are the property of ---------?

a) Respective bank
b) RBI
c) SBI
d) Government of India
e) Respective state government
Ans: (b)

11. A fixed deposit receipt is kept with the bank for its safety, is known as -----------

a) Safe custody
b) Safe deposit
c) Locker
d) Valid safe deposit
e) None of the above
Ans: (a)

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